HEALTH INSURANCE REFORMS for SELF-EMPLOYED & SMALL BUSINESS

AGGREGATE SELF-EMPLOYED & VERY SMALL BUSINESSES INTO EXISTING LARGER POOLS FOR AFFORDABLE PREMIUMS.

The large self-employed segment of the US economy is especially vulnerable to and unprotected from for-profit insurance companies’ ever-increasing costs and ever-decreasing coverage. The obvious solution is aggregating the self-employed and very small businesses into larger insurance pools, as proposed by the Obama-Biden transition team.

A promising solution is H.R. 5348, the Shays/Langevin American Health Benefits Program Act of 2008, which provides US citizens not eligible for employer-provided insurance coverage access to coverage provided to Members of Congress and other federal employees. Joining this large, existing pool could significantly reduce individual premium costs and potentially increase the number of self-employed Americans buying health insurance.

2 Responses to “HEALTH INSURANCE REFORMS for SELF-EMPLOYED & SMALL BUSINESS”

  1. Amy Kalafa Says:

    Until the federal government prohibits agribusiness and pharmaceutical corporate giants from determining food and health policy in America, our population will continue to be the sickest and fattest of all industrialized nations. Food policy is prevention. Small scale, diversified farms have been nearly wiped out in our country, resulting in factory farmed and highly processed foods being the cheapest, most available and least healthy options.

    The best health care is prevention, currently only 1% of the entire health care budget in the US. President-elect Obama must insist that schools clean up their food environment by connecting the curriculum and the cafeteria. We need to create a nationwide food literacy initiative, much as JFK instituted physical education during his Presidency. Wouldn’t it be great if First Lady Michele Obama takes on school food as her mission?

    A single payer system that gives incentives to medical professionals as well as individuals for maintaining wellness would bring health care costs down for everyone. There are wonderful models in Europe – really – I have elderly family members in France who are 100% satisfied with the care they receive.

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